Just an update in case anyone else reads this thread.
I got the Acer Extensa EX5620Z-4025 and so far it seems great, very nice display and the keyboard and touchpad are very nice as opposed to the hyper-sensitive touchpad on my HP from work (I hate the HP and I can't figure out how to adjust it). This Acer does max out at 2 gigs of RAM so I'm glad I waited to order the extra RAM.
I bought a set of PNY 1 gig sticks from Newegg so now it's at 2 gigs (I'll save the two 512 mb sticks for emergency backups as they are not worth selling). It made a huge difference in boot up speed - cut that time more than in half. I'll have to see how other stuff runs. RAM installation was a little tricky when taking the back panel off. After you remove the screws there are these little tabs that hold the panel on so you need a small, thin blade screwdriver or even a pocket knife blade to gently coax the panel off of the tabs. Swapping out the RAM after the panel is off was a breeze. Putting the panel back on requires care due to the tabs again.
I still haven't removed the bloatware yet and it runs pretty well anyway. Actually there doesn't seem to be too much of that junk on it. This is the first laptop I have ever purchased and my desktops have been my own builds since the days of Windows ME so I haven't had to deal with bloatware since then but there seems to be less than what was on the Dell desktop I bought way back then. Of course I did dump the Norton ant-virus junk right away and downloaded Avast so that alone probably improved performance right off the bat.
Anyway, thanks again for the advice, hopefully others will find it helpful too!