EggXpert

Hi,

I am building a PC and am trying to sign up for a Newegg Preferred Account to take advantage of the 1 year-no payments deal (I have over $1000 in my cart) and I keep getting rejected. I have a household income over $140K and have a great, steady job and have a great credit score. I don't think I've ever been turned down for any kind of credit. Has anybody else in here qualified? They say purchases must be made by 3/31/08 to qualify, so any help here would be much appreciated.

 

Thanks,

Dave

Yes, my wife and I both have an account. I'm not sure what kind of help that is to you but you asked. I didn't do anything special to qualify. My income is substantially lower than yours and I would consider my credit to be average. I've already paid 1/2 of my obligation and the rest will be paid in a short while. The terms of payment after the year just aren't a good deal in anyone's book.

 

Thanks for the reply. Hmm, I'm wondering if it's a case of them already having enough people taking them up on the offer.  

teamodave:

Thanks for the reply. Hmm, I'm wondering if it's a case of them already having enough people taking them up on the offer.  

That. Or me being paranoid, worst case scenerio, you might want to request for a free credit score check (if you haven't already).

 https://www.annualcreditreport.com/cra/index.jsp

 

I must be paranoid too, since I did that already, lol. I think my score was 965 or 975. Something like that.

lol rock on.

Yeah, they could have ran out, but you'd think they would stop advertising it. Or maybe due to supply/demand, they raised it to near impossible scores.

 

I had a similar reject after having had an account for 18 months that was paid off timely!  Sometimes if u place several orders concuyrrently the automated verification, etc. process overheats and kicks out an "Unauthorized" response.  tTalk to the "chat" customer service grp, they fixed my problem!

I got the no payments 6 months over 500 offer.

I also have a BML account which is close to $1000/.

how you get 900+ score? isnt the highest is 805?

 

i've been using it for awhile. 3 months, 6 months, 1 year no payment or no interest or some amount of time.

 

so they way they make a profit is from the finance charges right? i've always wonder since i always paid it off before the expiration date. 

tommy96814:

so they way they make a profit is from the finance charges right? i've always wonder since i always paid it off before the expiration date. 

Correct, similar to credit card offers that give you a time limited introductory rate and then kick it up when time is up.

Well, I found out the problem. One of the credit reporting companies had one of my credit cards listed twice, one with an erroneous number and it was supposedly past due. I called my credit card company and they are clearing it up but they say it may take up to 2 weeks for them to get the info the the credit reporting company. Of course, the Newegg site says all orders must be in by 3/31/08 to qualify. :-(

Oh, and Tommy, you were right. I should have put 795. Lysdexia and a short term memory are a bad combo.;-P

well if you missed this one. they always offer the 6month no payment though. i think 6 month is more than enough to pay off whatever you're buying.

Cool, that's good to know.